Finances AND Children… They don't mix!

People keep asking us when we are going to have another baby, but I know more now than I did the first time around!! Finding out that my wife was pregnant with Jade was great… I LOVED IT. I didn't even think about the expenses and what it would entail. That only really hit home about two months before my wife was due to give birth. I was stressed, I was working too much, I was trying to put out fires in both my own business and the businesses that I was consulting for and I broke down. It was 3am, I couldn’t sleep, I couldn’t figure out how I was going to get through the next few months, I wasn’t enjoying the work that I was doing and I was about to have my life upended. It is one time that I remember having a little cry and felt sorry for myself and then had a laugh at the fact that I was feeling so sorry for myself when we just got great news! But how was I going to afford to have a kid, how was I going to maintain our lifestyle? Simply put, I wasn’t going to be able to in the manner I accustomed to. I sat up and decided to make a plan. I felt ashamed of myself that I wasn’t where I had hope I would be and thanks to the global recession I wasn’t even close to where I had previously been thanks to some, in hindsight, stupid ideas! I thought MY responsibility was making enough money so that the family had what was needed. I was going to put in more hours, look for more projects and have more money to spend - I would be the breadwinner and I would make sure everyone had what they needed. But I quickly realised that this wasn’t the solution, it worked until the baby was born and then it kinda fell apart but this time I had my wife advising me too. It was then that I realised that they needed ME more than they needed the money I was providing and my plan changed again. I love the fact that my wife is home with Jade but that in itself brings financial pressures, but so too does creche. There are always going to be choices… and I think we’re doing ok! Somedays I feel like I’m never going to get on top of the expenditure but, just like with the bad habits I’m instilling in my child, they’ll all work out fine in the end! I feel the time we have with Jade is precious and I want to enjoy it – business can wait! We can always make money but we can’t always make memories… when I look at it like that perhaps we will consider expanding our family! (Shannon is screaming no more... unless it's a surrogate! haha)

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